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Insurance

Insurance

 

In accordance with RQ Licensing Scheme Policy, each Licensed Club and/or Venue must maintain particular insurance requirements.

In order to demonstrate that appropriate insurances are in place, Licence Applicants must provide a copy of the certificate of currency, as issued by the insurer, for all insurances when submitting the Licence application.

 

Each code of racing has particular insurance requirements, as outlined in the table below:

 

Insurance Requirement

Thoroughbred Code

Greyhound Code

Harness Code

Compulsory for Club and Venue

  • Public and Products Liability Insurance (All Qld Harness Clubs covered under V-Insurance group policy)
  • Directors and Officers Insurance/Management Liability/Association Liability (TIER 1 ONLY)
  • Workers Compensation (WorkCover)
  • Volunteer Insurance (Personal Accident) (All Qld Harness Clubs covered under JLT policy)

Compulsory for Venue

  • Industrial Special Risk
    • Property, Contents & Inventory
    • Business Interruption/ Contingent Losses (Required for all Tier 1. Tier 2 recommended to consult with broker to determine if required.
  • Industrial Special Risk
    • Property, Contents & Inventory
    • Business Interruption/ Contingent Losses (Required for all Tier 1. Tier 2 recommended to consult with broker to determine if required.
  • Industrial Special Risk
    • Property, Contents & Inventory
    • Business Interruption/ Contingent Losses (Required for all Tier 1. Tier 2 recommended to consult with broker to determine if required.

Encouraged

  • Motor Vehicle Insurance
  • Business Travel Insurance
  • Crime Insurance
  • Motor Vehicle Insurance
  • Business Travel Insurance
  • Crime Insurance
  • Motor Vehicle Insurance
  • Business Travel Insurance
  • Crime Insurance

 

 

Personal Accident (Volunteer) Insurance

RQ along with its brokers JLT, has developed a state-wide Personal Accident (Volunteer Insurance) Policy that is designed to offer coverage to individuals that help Licensed Clubs operate by performing duties on a voluntary basis.

 Information on the Personal Accident Policy is available below:

 

Policy wording is available upon request. For all policy queries, claims and additional information please contact:

 

Brent Jaenke - Divisional Manager - Specialty Affinity - Jardine Lloyd Thompson Pty Ltd

Direct: +61 (0)7 3246 7532 | Tel: +61 (0)7 3246 7555 | Mob: +61 (0)417 246 273 | Fax: +61 (0)7 3246 7590

Brent.Jaenke@jlta.com.au | www.jlta.com.au

 

Industrial Special Risk

Property, Contents and Inventory coverage is required for all Licensed Club Venues (All Tiers).

Business Interruption/Contingent Losses coverage is required for all Tier 1 Clubs. It is recommended Tier 2 Clubs consult with the broker to determine if coverage is required.

RQ insurance brokers, JLT have developed an ‘Opt-in’ insurance program that covers Industrial Special Risks (property, contents, inventory and business interruption/contingent losses)

WE STRONGLY RECOMMEND YOU SEEK GUIDANCE ON HOW TO ASSESS THE LEVEL OF COVER YOU REQUIRE; INDEPENDENT VALUATIONS ARE AVAILABLE.

For further information on this ISR policy, queries and claims information please contact JLT on:

 

Brent Jaenke - Divisional Manager - Specialty Affinity - Jardine Lloyd Thompson Pty Ltd

Direct: +61 (0)7 3246 7532 | Tel: +61 (0)7 3246 7555 | Mob: +61 (0)417 246 273 | Fax: +61 (0)7 3246 7590

Brent.Jaenke@jlta.com.au | www.jlta.com.au

 

Insurance for Thoroughbred & Greyhound Clubs

RQ along with its brokers JLT, has developed a state-wide Public & Products Liability Insurance Program for all Licenced Thoroughbred & Greyhound Clubs.

Information on Public & Product Liability Coverage is available below:

 

Policy wording is available upon request. For all policy queries, claims and additional information please contact:

Brent Jaenke - Divisional Manager - Specialty Affinity - Jardine Lloyd Thompson Pty Ltd

Direct: +61 (0)7 3246 7532 | Tel: +61 (0)7 3246 7555 | Mob: +61 (0)417 246 273 | Fax: +61 (0)7 3246 7590

Brent.Jaenke@jlta.com.au | www.jlta.com.au

 

Insurance for Harness Clubs, Drivers & Trainers

V-Insurance Group are the insurance broker for Harness Racing Australia (HRA). This insurance program has been designed to cover Harness Racing Australia, including ACT, NT, QLD, SA, VIC and WA Associations, Clubs, Tracks and all registered persons/entities involved in activities that are sanctioned by HRA. This program incorporates three covers;

  • Public Liability
  • Professional Indemnity
  • Personal Accident

 

For further information please visit:

http://www.vinsurancegroup.com/hra/what-is-covered.html

http://www.vinsurancegroup.com/hra/hra-clubs.html

 

V-Insurance Group are also able to arrange the following additional policies for clubs upon request:

  • Property Insurance
  • Business Package
  • Management Liability (Directors & Officer Insurance)

 

To find out more information and receive personal advice please contact V-Insurance Group:
Phone: (02) 8599 8660 or local call cost only 1300 945 547 Email: sports@vinsurancegroup.com

 

Additional Club Insurance Information

Before Clubs enter into a lease agreement to hire a ground, venue or facility, Clubs must understand clauses relating to insurance, indemnity and hold harmless.  

Please click ‚Äčhere for more information.

 

Other Insurance

 

Australian Thoroughbred Trainers (ATA) Insurance

Racing Queensland maintains insurance for and on behalf of QLD Licensed Trainers for Public Liability Insurance.

 

The Australian Thoroughbred Trainers Association insurance program provides coverage for Public Liability and Professional Indemnity.

http://www.austrainers.com.au/page/177/Insurance.html

 

Information on ATA Public Liability and Professional Indemnity coverage is available below.

 

https://cdn.jlta.com.au/austrainers/documents/ATA_PI_Policy_Wording.pdf?v=201705290124

 

https://cdn.jlta.com.au/austrainers/documents/ATA_PL_Policy_Wording.pdf?v=201608020634

 

For general information and claims inquiries please contact:

 

Mike Kirby- Risk & Insurance Manager- Authorised Representative of Jardine Lloyd Thompson Pty Ltd- AFS licence number 226827
Australian Trainers' Association - ABN 86 182 142 206
Phone: (03) 9372 1688 Fax: (03) 9372 1699
E-mail: mike@austrainers.com.au  Website: www.austrainers.com.au

 

Jockey

Racing Queensland maintains insurance for and on behalf of Licensed Jockeys and Apprentices, Pre Apprentices, Picnic Riders and Contract Track Riders for Public Liability Insurance. Please click here for a copy of the coverage summary.

 

Racing Queensland maintains a contract of insurance with WorkCover on behalf of Licensed Jockeys and Apprentices.

 

Racing Australia provide additional insurances for Jockeys:

 

Personal Accident

The personal accident payment supplements workers’ compensation up to 100% of your average weekly earnings. Injuries for which workers’ compensation is not payable are covered up to $500 per week. For more information see:

http://www.gowgatessport.com.au/jockeys/?page_id=17

 

Public Liability

The Public Liability policy covers jockeys that are legally liable to pay compensation in respect of injury and or damage first happening during the Period of Insurance as a result of an Occurrence in connection with the Insured’s business.

Covering Insured Parties:

Jockeys, Apprentice Jockeys, Picnic Riders, Amateur Riders, or any other person who rides a horse in a race, official trial, jump-out or during trackwork as licensed or registered in Victoria, New South Wales, Queensland, South Australia, Western Australia, Tasmania, the Australian Capital Territory and the Northern Territory, overseas jockeys and others as may be defined as ‘Insured’ for the respective rights and interests. For more information see:

http://www.gowgatessport.com.au/jockeys/?page_id=16

 

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